Well, it's nice to have the philosophy subreddit to submit this to - which is full of folks who are interested in outside-the-box thinking about economics. I have the most visitors I've ever had today, coming in from reddit to read this essay of mine.

I hope to hear more about the Islamic banking thing, and the swedish and netherlands' systems.

Cheers.

And as for you first two commenters, I'll get back to you at some point soon. I'm kind of tuckered after a long discussion about this essay of mine over at the reddit thread today.