For a mere speculation, you sounded too assertive and conclusive already. I treated as such. But anyhow, let's examine your distinction between money and other objects. I understand the division you want to draw between money and other objects, and it is a commonly drawn distinction. However, as I have said, the distinction is flawed. Any value of something is an abstraction. A trip to Tahiti? It has value because you give it a value. New car and computer? Their value is not intrinsic. For a caveman , cars and computers are no use to their way of life. These goods have no value to him, while they have value to us. Money works the same way. Money is extremely easy to carry around, and keep it stored. Money is an accepted mean to get you goods. Of course, the value of money is an abstraction, but so are others.